A Team That Works Hard to Serve You

Phil Polipnick

Headshot of Phil Polipnick

I am Phil Polipnick. I grew up in Sauk Centre where I graduated in 1987 as a Sauk Centre Mainstreeter where I played football, hockey, and golf.

I met my wife Jacque at St. John’s University where I graduated in 1991with a degree in business management and finance. In 1993, while working as a banker in St. Paul at Norwest Bank, now Wells Fargo, I got a call from my old football coach Jim Pettit. He introduced me to my first insurance mentors at MSI Insurance. A year into the business, my dad joined me in the business. The father and son team worked together until my father Dick passed in 2009. We remain a family business with my wife Jacque, a school teacher at Holy Family School, doing the books; Dick and Noah providing tech support, and Philip, Gabe, Christopher, and Anastasia all covering weekend office hours and cleaning the building.

We provide insurance for business, farm, auto, home, life, health and medical, disability, annuities, long-term care, and retirement planning. We recently partnered with some of the brightest minds in the retirement planning industry; we are adding value to people’s dreams through securing their retirement income. In addition to my profession, I hold my family and my faith at the highest level.

Meet Our Team!

Phil Polipnick


Barb Hartmann


Beth Ross

Beth Ross 2

Jolene Poepping


Pam Loener

20200622_141247_03 (3)

Sally Kirckof

Sally Kirckof headshot